[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3t9yb1q7aam93":3,"$f3qxen6vwzgmcn":572},[4,15,24,32,40,48,57,68,74,82,91,99,107,116,124,132,140,148,156,164,172,179,186,194,201,209,216,223,231,239,247,254,261,270,278,284,290,297,304,314,323,331,339,346,354,363,371,379,387,395,404,413,422,432,440,449,457,465,474,482,491,499,506,514,521,528,534,542,550,557,565],{"_id":5,"category":6,"navigationlabel":8,"order":9,"slug":10,"subtitle":13,"title":14},"0a2f08ef-890b-4c84-8236-fc22e37edc1b",[7],"Getting Started","Welcome to stub",1,{"_type":11,"current":12},"slug","welcome-to-stub","The simplest way to get your business finances in order, without losing your mind (or your weekend).","Welcome to stub!",{"_id":16,"category":17,"navigationlabel":19,"order":9,"slug":20,"subtitle":22,"title":23},"138715fa-ed2d-44a2-b2b8-7b1170f3f2ad",[18],"Connections","How to connect your Investec account to stub",{"_type":11,"current":21},"how-to-connect-your-investec-accounts-to-stub",null,"How to connect your Investec account(s) to stub",{"_id":25,"category":26,"navigationlabel":28,"order":9,"slug":29,"subtitle":31,"title":28},"9e20862d-8032-408e-8019-3fd0e7760af7",[27],"Developers","Build on stub",{"_type":11,"current":30},"build-on-stub","Your self-service developer environment is ready to roll.",{"_id":33,"category":34,"navigationlabel":35,"order":36,"slug":37,"subtitle":39,"title":35},"13c9d0e6-1be4-4a80-b557-e1ff7d17047b",[18],"How to connect Yoco to stub",2,{"_type":11,"current":38},"how-to-connect-yoco-to-stub","In split seconds",{"_id":41,"category":42,"navigationlabel":43,"order":36,"slug":44,"subtitle":46,"title":47},"6935f4f9-f7c3-4541-90d8-23171cc94968",[7],"Set up your business profile",{"_type":11,"current":45},"set-up-business-profile","This is your first bit of housekeeping, and it only takes a minute.","How to set up your business profile",{"_id":49,"category":50,"navigationlabel":51,"order":52,"slug":53,"subtitle":55,"title":56},"6369898a-ac4c-4f12-83ba-9df1a6e6a64a",[7],"Get stub on your phone",3,{"_type":11,"current":54},"how-to-get-stub-on-your-phone","Carry stub with you, right in your pocket!","How to get stub on your phone",{"_id":58,"category":59,"navigationlabel":62,"order":63,"slug":64,"subtitle":66,"title":67},"3003a98c-ec41-4d8c-ae5a-5ae02850b04a",[60,61],"Accounting","Business Setup","Set opening balances ",5,{"_type":11,"current":65},"setting-your-opening-balances-in-stub","Tell us where your business is at ","Setting your opening balances in stub ",{"_id":69,"category":70,"navigationlabel":22,"order":72,"slug":22,"subtitle":22,"title":73},"0cb26b55-a203-4e0b-876d-92e3a34f0ef6",[71],"Invoices & Quotes",11,"Invoice Numbers",{"_id":75,"category":22,"navigationlabel":76,"order":77,"slug":78,"subtitle":80,"title":81},"a752f36a-7a61-4d50-984c-c0db8b21efab","Set up online payments",15,{"_type":11,"current":79},"set-up-online-payments","Get paid with a click of a button.","How to set up online payments",{"_id":83,"category":84,"navigationlabel":86,"order":87,"slug":88,"subtitle":90,"title":86},"c6d3065b-32e3-40b2-b4c1-933bd2b9efc0",[85],"Insights","Insights dashboard",20,{"_type":11,"current":89},"insights-dashboard","All your key numbers in one easy-to-scan view.",{"_id":92,"category":93,"navigationlabel":94,"order":95,"slug":96,"subtitle":98,"title":94},"1707ead5-2cc7-4e78-b216-22425837cfbb",[85],"Sales report",21,{"_type":11,"current":97},"sales-report","See what you’ve sold, who’s buying, and what’s driving your revenue.",{"_id":100,"category":101,"navigationlabel":102,"order":103,"slug":104,"subtitle":106,"title":102},"39abd7e8-da52-4480-a44a-4d702a824c7f",[85],"Expenses report",22,{"_type":11,"current":105},"expenses-report","Your quick view of what it costs to keep things running.",{"_id":108,"category":109,"navigationlabel":110,"order":111,"slug":112,"subtitle":114,"title":115},"f4283063-0537-4261-a070-eded099d3412",[85],"Profit & Loss report",24,{"_type":11,"current":113},"profit--loss-report","Track what you’ve earned, what you’ve spent, and what’s left over.","Profit & Loss Report",{"_id":117,"category":118,"navigationlabel":119,"order":120,"slug":121,"subtitle":123,"title":119},"9bc71c82-b14d-49fc-8525-2735b406802f",[85],"Cash Flow report",25,{"_type":11,"current":122},"cash-flow-report","Your real-world view of money movement – what’s actually in the bank.",{"_id":125,"category":126,"navigationlabel":127,"order":128,"slug":129,"subtitle":131,"title":127},"7c397e0b-3b7a-4ef2-9a22-032a8f6bc128",[85],"Balance Sheet report",26,{"_type":11,"current":130},"balance-sheet-report","See what you own, what you owe, and what’s really yours.",{"_id":133,"category":134,"navigationlabel":135,"order":136,"slug":137,"subtitle":139,"title":135},"1e1f3867-1a18-4085-942d-a8a06ef3c454",[85],"Trial Balance report",27,{"_type":11,"current":138},"trial-balance-report","Your quick check that every debit has its matching credit.",{"_id":141,"category":142,"navigationlabel":143,"order":144,"slug":145,"subtitle":147,"title":143},"50b5c660-4d49-43a3-a318-e5866289cc7a",[85],"VAT \u002F Sales Tax report",28,{"_type":11,"current":146},"vat--sales-tax-report","See how much tax you’ve collected, paid, and owe — all in one place.",{"_id":149,"category":150,"navigationlabel":151,"order":152,"slug":153,"subtitle":22,"title":155},"2c750b9e-787c-4202-bf0e-1544da409efc",[85],"Sharing reports",29,{"_type":11,"current":154},"how-to-export-and-share-reports","How to export and share reports",{"_id":157,"category":158,"navigationlabel":159,"order":160,"slug":161,"subtitle":22,"title":163},"6d2349c6-6037-4a6c-ab23-7c1e04c46545",[85],"Using tags for custom reports",30,{"_type":11,"current":162},"how-create-custom-reports-with-tags","How create custom reports with tags",{"_id":165,"category":166,"navigationlabel":167,"order":168,"slug":169,"subtitle":22,"title":171},"cfefea6f-042f-48f6-911e-bd07d6d1e91d",[85],"Troubleshoot unexpected report numbers",31,{"_type":11,"current":170},"troubleshooting-unexpected-report-numbers","Troubleshooting unexpected report numbers",{"_id":173,"category":174,"navigationlabel":175,"order":176,"slug":177,"subtitle":22,"title":175},"a7731eed-c30b-4bf8-a632-fd9af984ba51",[71],"How to create invoices",40,{"_type":11,"current":178},"how-to-create-invoices",{"_id":180,"category":181,"navigationlabel":182,"order":183,"slug":184,"subtitle":22,"title":182},"eb61a9bf-5f5d-4121-8aee-21b2422eb97b",[71],"Ways to send an invoice",41,{"_type":11,"current":185},"ways-to-send-an-invoice",{"_id":187,"category":188,"navigationlabel":189,"order":190,"slug":191,"subtitle":22,"title":193},"c480335c-1565-45cd-9339-9e46a149593f",[71],"The status of your invoice",42,{"_type":11,"current":192},"how-to-track-the-status-of-your-invoices","How to track the status of your invoices",{"_id":195,"category":196,"navigationlabel":197,"order":198,"slug":199,"subtitle":22,"title":197},"1d4316ca-332f-4773-b323-bebae82131c7",[71],"How to mark an invoice as paid",43,{"_type":11,"current":200},"how-to-mark-an-invoice-as-paid",{"_id":202,"category":203,"navigationlabel":204,"order":205,"slug":206,"subtitle":22,"title":208},"630e13a5-b3dd-40b8-a808-1d28c8db5f03",[71],"Repeat invoices",44,{"_type":11,"current":207},"repeat-invoices-set-it-once-let-stub-do-the-sending","Repeat invoices: set it once, let stub do the sending",{"_id":210,"category":211,"navigationlabel":212,"order":213,"slug":214,"subtitle":22,"title":212},"0a6dc9cd-7dce-4078-bbf5-ec3e25d3cacb",[71],"Invoicing in a different currency",45,{"_type":11,"current":215},"invoicing-in-a-different-currency",{"_id":217,"category":218,"navigationlabel":219,"order":220,"slug":221,"subtitle":22,"title":219},"4db88a45-6825-4c34-9e1c-7c3a078fd6b0",[71],"How to add VAT to invoices",46,{"_type":11,"current":222},"how-to-add-vat-to-invoices",{"_id":224,"category":225,"navigationlabel":226,"order":227,"slug":228,"subtitle":22,"title":230},"ce42e936-eb1f-4807-8c1f-295cc13274e7",[71],"Adding discounts",47,{"_type":11,"current":229},"how-to-apply-discounts-to-invoices","How to apply discounts to invoices",{"_id":232,"category":233,"navigationlabel":234,"order":235,"slug":236,"subtitle":22,"title":238},"4daeb2af-690a-4d67-82b6-df21196c597d",[71],"How to create quotes",48,{"_type":11,"current":237},"how-to-create-and-send-quotes","How to create and send quotes",{"_id":240,"category":241,"navigationlabel":242,"order":243,"slug":244,"subtitle":22,"title":246},"e2115c03-1add-4c2d-8fb4-061a1b7ffc7a",[71],"Credit notes",49,{"_type":11,"current":245},"how-to-create-a-credit-note","How to create a credit note",{"_id":248,"category":249,"navigationlabel":250,"order":251,"slug":252,"subtitle":22,"title":250},"a1736a84-72c8-4184-968a-d62bf4876da5",[71],"How to create a pro-forma invoice",50,{"_type":11,"current":253},"how-to-create-a-pro-forma-invoice",{"_id":255,"category":256,"navigationlabel":257,"order":258,"slug":259,"subtitle":22,"title":257},"5782d9cf-0841-4bae-8285-6646f649e978",[71],"How to enable online payments",51,{"_type":11,"current":260},"how-to-enable-online-payments",{"_id":262,"category":263,"navigationlabel":264,"order":265,"slug":266,"subtitle":268,"title":269},"0256d508-a1aa-4eef-b3bc-5a733ca2323a",[71],"How to get paid",59,{"_type":11,"current":267},"ways-to-make-sure-you-get-paid","You've done the work, now it's time to get paid!","Ways to make sure you get paid",{"_id":271,"category":272,"navigationlabel":274,"order":275,"slug":276,"subtitle":22,"title":274},"7f7a9416-f254-4e52-b08a-c0f13567d4db",[273],"Income & Expenses","How to record income and expenses",60,{"_type":11,"current":277},"how-to-record-income-and-expenses",{"_id":279,"category":280,"navigationlabel":22,"order":282,"slug":22,"subtitle":22,"title":283},"44569064-5b34-414b-a5cd-5451e8da2fa2",[281],"Integrations",61,"Coming soon ",{"_id":285,"category":286,"navigationlabel":287,"order":282,"slug":288,"subtitle":22,"title":287},"fa433fcb-e016-48d2-8eae-74508b419dc9",[273],"How to categorise transactions",{"_type":11,"current":289},"how-to-categorise-transactions",{"_id":291,"category":292,"navigationlabel":293,"order":294,"slug":295,"subtitle":22,"title":293},"5d6c4511-3a27-4a28-8f4e-d0a2e5ead4f4",[273],"Automatically categorise transactions",64,{"_type":11,"current":296},"automatically-categorise-transactions",{"_id":298,"category":299,"navigationlabel":300,"order":301,"slug":302,"subtitle":22,"title":300},"f58727d6-014c-4a59-b568-7d14c9ba3024",[273],"Managing business expenses and spend",65,{"_type":11,"current":303},"managing-business-expenses-and-spend",{"_id":305,"category":306,"navigationlabel":308,"order":309,"slug":310,"subtitle":312,"title":313},"ac5121c1-594a-441d-958e-60cc89c51f0f",[307],"Customers & Suppliers","Customer statements",80,{"_type":11,"current":311},"what-is-a-customer-statement-and-how-to-use-it","Keep tabs on who owes you what!","What is a customer statement and how to use it?",{"_id":315,"category":316,"navigationlabel":318,"order":319,"slug":320,"subtitle":22,"title":322},"7784424e-45aa-452c-81a0-f4d4b9f7be51",[317],"Products & Services","Add products & services",100,{"_type":11,"current":321},"how-to-add-your-products-and-services","How to add your products and services",{"_id":324,"category":325,"navigationlabel":326,"order":327,"slug":328,"subtitle":22,"title":330},"d1e5c4c4-bd49-4bd8-9015-99d4b04c89ed",[317],"Inventory management ",102,{"_type":11,"current":329},"inventory-management","Inventory management",{"_id":332,"category":333,"navigationlabel":335,"order":336,"slug":337,"subtitle":22,"title":335},"e84b32db-fd60-40d7-95e5-86055e0ba498",[334],"Assets & Depreciation","How to add assets",120,{"_type":11,"current":338},"how-to-add-assets",{"_id":340,"category":341,"navigationlabel":342,"order":343,"slug":344,"subtitle":22,"title":342},"dccd6404-70c0-46d5-8ae2-6cfd06238c11",[334],"How to add depreciation",121,{"_type":11,"current":345},"how-to-add-depreciation",{"_id":347,"category":348,"navigationlabel":349,"order":350,"slug":351,"subtitle":353,"title":349},"72c2f994-9898-4534-a0d7-078e98456d6a",[60],"General Ledger",160,{"_type":11,"current":352},"general-ledger","Where all your numbers come together",{"_id":355,"category":356,"navigationlabel":357,"order":358,"slug":359,"subtitle":361,"title":362},"3cb7fbba-cfc6-456e-8009-d1e712fd79a5",[60],"Add a manual entry",161,{"_type":11,"current":360},"how-to-add-a-manual-entry","When you need to record something outside the norm","How to add a manual entry",{"_id":364,"category":365,"navigationlabel":366,"order":367,"slug":368,"subtitle":370,"title":366},"21de2365-67fe-4db7-b388-1af7d99abc1f",[60],"Retained earnings",162,{"_type":11,"current":369},"retained-earnings","Automatically added by stub. Lucky you.",{"_id":372,"category":373,"navigationlabel":374,"order":375,"slug":376,"subtitle":378,"title":374},"1aa4cb49-37d4-4419-a72a-4a13ad98636b",[60],"Chart of Accounts",163,{"_type":11,"current":377},"chart-of-accounts","Your business’s financial filing cabinet",{"_id":380,"category":381,"navigationlabel":382,"order":383,"slug":384,"subtitle":22,"title":386},"504d1dec-19be-42d0-a3eb-7a6a593a092b",[60],"Configure your default accounts",164,{"_type":11,"current":385},"how-to-configure-your-default-accounts","How to configure your default accounts",{"_id":388,"category":389,"navigationlabel":390,"order":391,"slug":392,"subtitle":22,"title":394},"78765c20-bf82-4548-b8c3-fb70d576c938",[60],"Set your financial year",165,{"_type":11,"current":393},"how-to-set-your-financial-year","How to set your financial year ",{"_id":396,"category":397,"navigationlabel":398,"order":399,"slug":400,"subtitle":402,"title":403},"8ed77908-0305-4668-b7dc-f9bcf20e0546",[7,60],"Add loans and liabilities",166,{"_type":11,"current":401},"how-to-add-loans-and-liabilities","Track what your business owes","How to add loans and liabilities",{"_id":405,"category":406,"navigationlabel":407,"order":408,"slug":409,"subtitle":411,"title":412},"7612c0ce-99bb-4dff-832e-404d4b614d85",[60],"Tracking business loans",167,{"_type":11,"current":410},"how-to-keep-track-of-your-business-loans","Keep an eye on who and what you owe","How to keep track of your business loans",{"_id":414,"category":415,"navigationlabel":416,"order":417,"slug":418,"subtitle":420,"title":421},"b9f2e98a-d298-46ec-9fa6-e32d4a3b5f9e",[60],"Accounting 101",179,{"_type":11,"current":419},"accounting-101-lets-crack-this-nut","Debunking basic accounting terms and practises","Accounting 101 - Let’s crack this nut!",{"_id":423,"category":424,"navigationlabel":426,"order":427,"slug":428,"subtitle":430,"title":431},"ec25a805-3d21-4653-8e70-1e638fa0e225",[61,425],"Profile","Add team members",185,{"_type":11,"current":429},"add-team-members-to-your-business","Work together with a partner, colleague, accountant or advisor","Add team members to your business",{"_id":433,"category":434,"navigationlabel":435,"order":436,"slug":437,"subtitle":439,"title":435},"3efef217-2da4-4b5b-af73-2a0433d37093",[61],"Manage multiple businesses",186,{"_type":11,"current":438},"manage-multiple-businesses-in-stub","You can have as many hustles as you can handle in stub",{"_id":441,"category":442,"navigationlabel":443,"order":444,"slug":445,"subtitle":447,"title":448},"2233816c-8add-4554-be64-5fb131dc4861",[18],"Connecting your bank to stub",200,{"_type":11,"current":446},"connecting-your-bank-to-stub","Automate income and expense tracking. Make it faster, easier and more accurate.","How to connect your bank to stub",{"_id":450,"category":451,"navigationlabel":452,"order":453,"slug":454,"subtitle":22,"title":456},"c0938fa6-a31f-401e-990e-da8d9eb0c0c3",[18],"How to connect your Capitec account",201,{"_type":11,"current":455},"how-to-connect-your-capitec-account-to-stub-2-easy-ways","How to connect your Capitec account to stub (2 easy ways)",{"_id":458,"category":459,"navigationlabel":460,"order":461,"slug":462,"subtitle":22,"title":464},"83b3751d-0632-412b-bb35-997df1c97f13",[18],"How to remove a personal bank account in stub",202,{"_type":11,"current":463},"how-to-remove-a-personal-bank-account-and-its-transactions-in-stub","How to remove a personal bank account (and its transactions) in stub",{"_id":466,"category":467,"navigationlabel":469,"order":470,"slug":471,"subtitle":473,"title":469},"2100c777-1dce-479d-8950-e68daa4606ca",[468],"Payments","Custom payments page & StreamElements",260,{"_type":11,"current":472},"custom-payments-page-and-streamelements","Set up your custom payments page and get StreamElements",{"_id":475,"category":476,"navigationlabel":22,"order":477,"slug":478,"subtitle":480,"title":481},"8b6485f9-b0c2-4457-a2cf-0544f318107e",[281],264,{"_type":11,"current":479},"find-your-account-id","Who are you really?","Find your Account ID",{"_id":483,"category":484,"navigationlabel":22,"order":486,"slug":487,"subtitle":489,"title":490},"e4757321-ff7f-4755-a225-a21c515e0873",[485],"Other",266,{"_type":11,"current":488},"join-our-discord","Connect with the stub community","Join our discord",{"_id":492,"category":493,"navigationlabel":494,"order":22,"slug":495,"subtitle":497,"title":498},"29499b12-8321-4910-b270-965496db9567",[71],"How to mark invoices as paid in stub",{"_type":11,"current":496},"how-to-mark-invoices-as-paid","A few easy ways to close off an invoice once your customer has paid - whether they paid through stub, by EFT, or in cash.","How to mark invoices as paid",{"_id":500,"category":501,"navigationlabel":502,"order":22,"slug":503,"subtitle":505,"title":502},"9a56e63d-047f-4fd4-ac23-7170cf846024",[71],"How to set up payment reminders",{"_type":11,"current":504},"payment-reminders","Stop chasing, start getting paid",{"_id":507,"category":508,"navigationlabel":509,"order":22,"slug":510,"subtitle":512,"title":513},"a373dc9a-059b-43fb-9c81-30a1be3a674a",[317],"Adding variants in stub",{"_type":11,"current":511},"how-to-add-product-variants-in-stub","One product line, all the flavours. Sell in different sizes, colours, or options without cluttering your catalogue.","How to add product variants in stub",{"_id":515,"category":516,"navigationlabel":22,"order":22,"slug":517,"subtitle":519,"title":520},"a535743a-6460-45ee-bff2-f655f5560140",[273],{"_type":11,"current":518},"categorise-income-and-expenses","It's easy peasy, lemon squeezy 🍋","Categorising income & expenses",{"_id":522,"category":523,"navigationlabel":524,"order":22,"slug":525,"subtitle":527,"title":524},"ad26f841-8b91-4dfa-b047-65fc5a57f662",[7],"Switching to stub in seconds",{"_type":11,"current":526},"switching-to-stub-in-seconds","Literally, in seconds. ",{"_id":529,"category":22,"navigationlabel":530,"order":22,"slug":531,"subtitle":533,"title":530},"b19c369b-83c3-42a6-9c89-28644ce1d02a","Day-one checklist",{"_type":11,"current":532},"day-one-checklist","Everything to set up on your first day in stub, in order.",{"_id":535,"category":536,"navigationlabel":537,"order":22,"slug":538,"subtitle":540,"title":541},"c98ab47f-b4e6-4c94-b715-e7a432b671fa",[71],"Customer accounts and payments",{"_type":11,"current":539},"how-to-set-up-customer-accounts","pre-load credit, draw it down later","How to set up Customer accounts & account payments",{"_id":543,"category":544,"navigationlabel":545,"order":22,"slug":546,"subtitle":548,"title":549},"d07cd0dc-04bc-46cf-83b9-e13885bec63c",[273],"Purchases",{"_type":11,"current":547},"purchases-bills-purchase-orders--debit-notes","Track what you owe, what you've ordered, and what needs adjusting - all in one place.","Purchases: Bills, Purchase Orders & Debit Notes",{"_id":551,"category":552,"navigationlabel":553,"order":22,"slug":554,"subtitle":556,"title":553},"e19a0990-22b3-4de4-8700-2fd97947069d",[7],"How to get your documents into stub",{"_type":11,"current":555},"how-to-get-your-documents-into-stub","Forward invoices, receipts, or any business doc to your unique stub email — or upload them straight into Files.",{"_id":558,"category":559,"navigationlabel":560,"order":22,"slug":561,"subtitle":563,"title":564},"e48dee37-728d-450a-8de9-bc81b3d83f63",[18],"How to manage app sync",{"_type":11,"current":562},"app-sync","keep your apps in sync, automatically","App Sync",{"_id":566,"category":567,"navigationlabel":568,"order":22,"slug":569,"subtitle":571,"title":568},"fd016c4a-342e-49d1-a0ff-76fb7aee4814",[71],"How to set up recurring invoices",{"_type":11,"current":570},"recurring-invoices","set it once, let stub do the sending",{"_id":271,"_updatedAt":573,"category":574,"content":575,"featuredimage":22,"pro":22,"subtitle":22,"title":274,"contentHtml":1900,"headings":1901},"2026-06-17T09:54:49Z",[273],[576,587,597,605,618,630,649,661,669,681,693,719,727,751,760,768,793,801,817,869,881,893,912,923,935,967,979,991,999,1007,1036,1049,1067,1084,1095,1106,1139,1165,1176,1201,1209,1217,1237,1245,1253,1267,1290,1298,1313,1325,1337,1345,1353,1361,1369,1377,1388,1408,1427,1438,1450,1480,1495,1503,1511,1519,1547,1561,1620,1631,1642,1653,1664,1675,1686,1697,1708,1719,1747,1761,1777,1785,1796,1808,1823,1831,1840,1852,1864,1876,1888],{"_key":577,"_type":578,"children":579,"markDefs":585,"style":586},"d53e6ded2473","block",[580],{"_key":581,"_type":582,"marks":583,"text":584},"2f14d9f68c66","span",[],"Every rand that comes in or goes out tells part of your business’s story. Recording income and expenses keeps that story accurate, and makes sure your reports reflect what’s really happening.",[],"normal",{"_key":588,"_type":578,"children":589,"markDefs":595,"style":596},"bf90034d1f83",[590],{"_key":591,"_type":582,"marks":592,"text":594},"02e4aa6677e5",[593],"strong","Income, expenses (and assets) – what’s the difference?",[],"h2",{"_key":598,"_type":578,"children":599,"markDefs":604,"style":586},"d9cb5984eac4",[600],{"_key":601,"_type":582,"marks":602,"text":603},"ee1fb1c93acf",[],"Income and expenses are the backbone of your Profit & Loss report.",[],{"_key":606,"_type":578,"children":607,"level":9,"listItem":616,"markDefs":617,"style":586},"3c68bde7574f",[608,612],{"_key":609,"_type":582,"marks":610,"text":611},"9facbde8853f",[593],"Income (revenue). ",{"_key":613,"_type":582,"marks":614,"text":615},"cafff6fc806a",[],"Sales you’ve earned. In accounting, income is recognised when it’s earned. In practice, that’s usually when you issue the invoice, not only when the cash lands. This is called accrual accounting, and it’s what stub uses.","bullet",[],{"_key":619,"_type":578,"children":620,"level":9,"listItem":616,"markDefs":629,"style":586},"9fc210c29fbf",[621,625],{"_key":622,"_type":582,"marks":623,"text":624},"d33473c145d0",[593],"Expenses",{"_key":626,"_type":582,"marks":627,"text":628},"ef36dcdbeacd",[],": Costs that are used up in the same financial year, like rent, stock, software, or internet. They reduce profit in the period they relate to and must be linked to your business and its operations. Some costs, for example prepaid insurance, are spread over the months they cover.",[],{"_key":631,"_type":578,"children":632,"level":9,"listItem":616,"markDefs":648,"style":586},"f78860c8e2ff",[633,637,641,644],{"_key":634,"_type":582,"marks":635,"text":636},"f0002b6e8956",[593],"Assets",{"_key":638,"_type":582,"marks":639,"text":640},"716d55b762f7",[],": Bigger purchases that will last for years, like laptops, vehicles, or salon chairs. You do not expense these all at once. Record them as ",{"_key":642,"_type":582,"marks":643,"text":636},"3c375ffbce3f",[593],{"_key":645,"_type":582,"marks":646,"text":647},"6b7b72b1f31c",[],", then write them off gradually through depreciation.",[],{"_key":650,"_type":578,"children":651,"markDefs":660,"style":586},"a0e0cb222b93",[652,656],{"_key":653,"_type":582,"marks":654,"text":655},"91d939f7c565",[593],"Why do these distinctions matter?",{"_key":657,"_type":582,"marks":658,"text":659},"5e1b59067cc3",[]," If you record a R25,000 laptop as an expense instead of an asset, your Profit & Loss will show a dip that isn’t real, and your Balance Sheet will miss a valuable business resource.",[],{"_key":662,"_type":578,"children":663,"markDefs":668,"style":596},"34346b958813",[664],{"_key":665,"_type":582,"marks":666,"text":667},"916d0dd10eaf",[593],"Accrual vs Cash: when do you record things?",[],{"_key":670,"_type":578,"children":671,"level":9,"listItem":616,"markDefs":680,"style":586},"5295171c3867",[672,676],{"_key":673,"_type":582,"marks":674,"text":675},"0ea93e63074f",[593],"Accrual basis (what stub uses):",{"_key":677,"_type":582,"marks":678,"text":679},"343a998de06f",[]," Record income when it’s earned, for example when you send the invoice, and expenses when they’re incurred, for example when you receive the bill, even if no cash has moved yet. This gives a truer picture of profit.",[],{"_key":682,"_type":578,"children":683,"level":9,"listItem":616,"markDefs":692,"style":586},"fd329550c99c",[684,688],{"_key":685,"_type":582,"marks":686,"text":687},"878cafa32bc6",[593],"Cash basis:",{"_key":689,"_type":582,"marks":690,"text":691},"08d9db8e3f32",[]," record income when you’re paid and expenses when you pay them. Simple, but your reports can lag behind reality.",[],{"_key":694,"_type":578,"children":695,"markDefs":717,"style":718},"634b6a981916",[696,701,705,709,713],{"_key":697,"_type":582,"marks":698,"text":700},"22c2ad9aff5b",[699],"em","Example: You invoice a bride R10,000 in May. \n- On accrual, it shows in ",{"_key":702,"_type":582,"marks":703,"text":704},"436c637c468c",[593,699],"May",{"_key":706,"_type":582,"marks":707,"text":708},"5b1d7b803f6a",[699],", when you earned it. \n- On cash basis, you only show it in ",{"_key":710,"_type":582,"marks":711,"text":712},"1e2ed9fda059",[593,699],"June,",{"_key":714,"_type":582,"marks":715,"text":716},"b901ef3b0dd2",[699]," when they pay.",[],"blockquote",{"_key":720,"_type":578,"children":721,"markDefs":726,"style":596},"84fd7c73ceca",[722],{"_key":723,"_type":582,"marks":724,"text":725},"a18bbb64d0bc",[593],"How to record income in stub",[],{"_key":728,"_type":578,"children":729,"markDefs":750,"style":586},"79e3e02e8e39",[730,734,738,742,746],{"_key":731,"_type":582,"marks":732,"text":733},"bc7cc888f4cc",[],"You can record income ",{"_key":735,"_type":582,"marks":736,"text":737},"6023111b8a5f",[593],"from a bank transaction",{"_key":739,"_type":582,"marks":740,"text":741},"92b797b479b4",[]," or ",{"_key":743,"_type":582,"marks":744,"text":745},"5b2e48901c51",[593],"manually",{"_key":747,"_type":582,"marks":748,"text":749},"a46395821be0",[],".",[],{"_key":752,"_type":578,"children":753,"markDefs":758,"style":759},"761d8d7d8d6c",[754],{"_key":755,"_type":582,"marks":756,"text":757},"a3804ec29297",[593],"Option 1: Record income from a bank transaction",[],"h3",{"_key":761,"_type":578,"children":762,"markDefs":767,"style":586},"223acd968f73",[763],{"_key":764,"_type":582,"marks":765,"text":766},"2b1b7d730f81",[],"Use this when the money is already in your feed.",[],{"_key":769,"_type":578,"children":770,"level":9,"listItem":791,"markDefs":792,"style":586},"435084532ded",[771,775,779,783,787],{"_key":772,"_type":582,"marks":773,"text":774},"cd667ff0a6da",[],"Go to ",{"_key":776,"_type":582,"marks":777,"text":778},"d4e3be171032",[593],"Sales, ",{"_key":780,"_type":582,"marks":781,"text":782},"b5e6529e5928",[],"then ",{"_key":784,"_type":582,"marks":785,"text":786},"4e2173f4b106",[593],"Choose a transaction",{"_key":788,"_type":582,"marks":789,"text":790},"83f64629a2d4",[],". You’ll see your bank transactions by month.","number",[],{"_key":794,"_type":578,"children":795,"level":9,"listItem":791,"markDefs":800,"style":586},"afe68e16fed7",[796],{"_key":797,"_type":582,"marks":798,"text":799},"70fc72465a83",[],"Select the correct transaction.",[],{"_key":802,"_type":578,"children":803,"level":9,"listItem":791,"markDefs":816,"style":586},"da9628d5ba76",[804,808,812],{"_key":805,"_type":582,"marks":806,"text":807},"823f34fc905d",[],"In the ",{"_key":809,"_type":582,"marks":810,"text":811},"5b5e0bf49e3c",[593],"Income",{"_key":813,"_type":582,"marks":814,"text":815},"ba5f68331b52",[]," form:",[],{"_key":818,"_type":578,"children":819,"level":36,"listItem":616,"markDefs":868,"style":586},"02048afc7fe5",[820,824,828,832,836,840,844,848,852,856,860,864],{"_key":821,"_type":582,"marks":822,"text":823},"7587a14f3ac4",[593],"Type",{"_key":825,"_type":582,"marks":826,"text":827},"817e876ad7a3",[],": choose what the money is for.Use ",{"_key":829,"_type":582,"marks":830,"text":831},"bb9157107b01",[593],"Invoice payment",{"_key":833,"_type":582,"marks":834,"text":835},"6b8f66d52b51",[]," if it pays a specific invoice. Use ",{"_key":837,"_type":582,"marks":838,"text":839},"2a2ac8acbdd7",[593],"Sales",{"_key":841,"_type":582,"marks":842,"text":843},"6c43d8996f79",[]," for general sales, ",{"_key":845,"_type":582,"marks":846,"text":847},"18a0eeb428d1",[593],"Interest Earned",{"_key":849,"_type":582,"marks":850,"text":851},"6ca4f509342f",[]," for bank interest, ",{"_key":853,"_type":582,"marks":854,"text":855},"3dca656a7fc7",[593],"Tips & Donations",{"_key":857,"_type":582,"marks":858,"text":859},"2877a463b4b6",[],", or ",{"_key":861,"_type":582,"marks":862,"text":863},"ed239d07e43f",[593],"Asset sale",{"_key":865,"_type":582,"marks":866,"text":867},"7b1648ffbc12",[]," as needed.",[],{"_key":870,"_type":578,"children":871,"level":36,"listItem":616,"markDefs":880,"style":586},"692128e2b219",[872,876],{"_key":873,"_type":582,"marks":874,"text":875},"436e638920a9",[593],"Description",{"_key":877,"_type":582,"marks":878,"text":879},"c3ba64ac33cf",[],": short, clear label your future self will understand.",[],{"_key":882,"_type":578,"children":883,"level":36,"listItem":616,"markDefs":892,"style":586},"daed6f78c940",[884,888],{"_key":885,"_type":582,"marks":886,"text":887},"3c72604456f8",[593],"Amount",{"_key":889,"_type":582,"marks":890,"text":891},"c09d0e121c2c",[],": auto-filled from the transaction.",[],{"_key":894,"_type":578,"children":895,"level":36,"listItem":616,"markDefs":911,"style":586},"6b5505fb2074",[896,900,904,907],{"_key":897,"_type":582,"marks":898,"text":899},"bcc97c913bbf",[593],"VAT",{"_key":901,"_type":582,"marks":902,"text":903},"654ee30a6c4c",[],": click ",{"_key":905,"_type":582,"marks":906,"text":899},"3eda4f8adec1",[593],{"_key":908,"_type":582,"marks":909,"text":910},"2740220e339e",[]," to add the correct rate if you’re registered.",[],{"_key":913,"_type":578,"children":914,"level":36,"listItem":616,"markDefs":922,"style":586},"47d820b3975a",[915,919],{"_key":916,"_type":582,"marks":917,"text":918},"d24e43c689db",[593],"Date",{"_key":920,"_type":582,"marks":921,"text":891},"6be661dfabb3",[],[],{"_key":924,"_type":578,"children":925,"level":36,"listItem":616,"markDefs":934,"style":586},"d68421be9ec4",[926,930],{"_key":927,"_type":582,"marks":928,"text":929},"96e9f4e71273",[593],"Paid to",{"_key":931,"_type":582,"marks":932,"text":933},"47b1db49ecbe",[],": the bank account will be selected. Leave it as is.",[],{"_key":936,"_type":578,"children":937,"level":36,"listItem":616,"markDefs":966,"style":586},"fc6f5c9c57ff",[938,942,946,950,954,958,962],{"_key":939,"_type":582,"marks":940,"text":941},"ebd35eab4e89",[],"Add a ",{"_key":943,"_type":582,"marks":944,"text":945},"de25ad3080af",[593],"Tag",{"_key":947,"_type":582,"marks":948,"text":949},"a80f1f1504d6",[],", ",{"_key":951,"_type":582,"marks":952,"text":953},"75c8c4e13e2f",[593],"Note",{"_key":955,"_type":582,"marks":956,"text":957},"b5f5f6e2f009",[],", or attach a ",{"_key":959,"_type":582,"marks":960,"text":961},"1b165309c046",[593],"File",{"_key":963,"_type":582,"marks":964,"text":965},"249f739a6b69",[]," if helpful.",[],{"_key":968,"_type":578,"children":969,"markDefs":978,"style":586},"7c1fb64a8842",[970,974],{"_key":971,"_type":582,"marks":972,"text":973},"3c52bed634c5",[],"4. ",{"_key":975,"_type":582,"marks":976,"text":977},"cfdcd49461a6",[593],"Save.",[],{"_key":980,"_type":578,"children":981,"markDefs":990,"style":586},"2a929da9e896",[982,986],{"_key":983,"_type":582,"marks":984,"text":985},"e9893a3b9721",[593],"What happens in your books.",{"_key":987,"_type":582,"marks":988,"text":989},"1c71bffdf3b1",[]," Sales increase, the bank increases, and if you linked it to an invoice, Accounts Receivable is cleared for that invoice.",[],{"_key":992,"_type":578,"children":993,"markDefs":998,"style":759},"441ea75a8b46",[994],{"_key":995,"_type":582,"marks":996,"text":997},"848153c3c68c",[593],"Option 2: Record income manually",[],{"_key":1000,"_type":578,"children":1001,"markDefs":1006,"style":586},"da0fca81144e",[1002],{"_key":1003,"_type":582,"marks":1004,"text":1005},"2354e0f58469",[],"Use this for cash takings, online payment settlements, or income that isn’t in your feed yet.",[],{"_key":1008,"_type":578,"children":1009,"level":9,"listItem":791,"markDefs":1035,"style":586},"4b17a0e963ed",[1010,1013,1016,1020,1024,1028,1031],{"_key":1011,"_type":582,"marks":1012,"text":774},"2af9b7c9671d",[],{"_key":1014,"_type":582,"marks":1015,"text":839},"69ed69866de4",[593],{"_key":1017,"_type":582,"marks":1018,"text":1019},"ce63a6792136",[]," —> ",{"_key":1021,"_type":582,"marks":1022,"text":1023},"6696b9e0423a",[593],"Create",{"_key":1025,"_type":582,"marks":1026,"text":1027},"7cea864e799f",[]," —> + ",{"_key":1029,"_type":582,"marks":1030,"text":811},"d792f46fc548",[593],{"_key":1032,"_type":582,"marks":1033,"text":1034},"56cb31a07202",[]," at the top right.",[],{"_key":1037,"_type":578,"children":1038,"level":9,"listItem":791,"markDefs":1048,"style":586},"aa9d70f2e1a6",[1039,1042,1045],{"_key":1040,"_type":582,"marks":1041,"text":807},"d2a51ae7a6e8",[],{"_key":1043,"_type":582,"marks":1044,"text":811},"1bdd40869b98",[593],{"_key":1046,"_type":582,"marks":1047,"text":815},"849d4f5c0143",[],[],{"_key":1050,"_type":578,"children":1051,"level":36,"listItem":616,"markDefs":1066,"style":586},"73b56daa8370",[1052,1055,1059,1062],{"_key":1053,"_type":582,"marks":1054,"text":823},"8e6bfb2cf824",[593],{"_key":1056,"_type":582,"marks":1057,"text":1058},"4b366d05a09f",[],": choose ",{"_key":1060,"_type":582,"marks":1061,"text":839},"db6b1b619a67",[593],{"_key":1063,"_type":582,"marks":1064,"text":1065},"806f34cd27a8",[]," for goods or services, or pick another type that fits.",[],{"_key":1068,"_type":578,"children":1069,"level":36,"listItem":616,"markDefs":1083,"style":586},"4c38075f02d5",[1070,1073,1077,1080],{"_key":1071,"_type":582,"marks":1072,"text":875},"2fc9e9c28bce",[593],{"_key":1074,"_type":582,"marks":1075,"text":1076},"f3069a8ec968",[]," and ",{"_key":1078,"_type":582,"marks":1079,"text":887},"d29148347023",[593],{"_key":1081,"_type":582,"marks":1082,"text":749},"cb10edbbc0df",[],[],{"_key":1085,"_type":578,"children":1086,"level":36,"listItem":616,"markDefs":1094,"style":586},"ce0d5f8dccc6",[1087,1090],{"_key":1088,"_type":582,"marks":1089,"text":899},"8b9f6a54756c",[593],{"_key":1091,"_type":582,"marks":1092,"text":1093},"f6e9be94aa11",[],": add the correct rate if you’re registered.",[],{"_key":1096,"_type":578,"children":1097,"level":36,"listItem":616,"markDefs":1105,"style":586},"e0098217528b",[1098,1101],{"_key":1099,"_type":582,"marks":1100,"text":918},"9621e766b638",[593],{"_key":1102,"_type":582,"marks":1103,"text":1104},"9e0217c7642d",[],": the date you earned the income.",[],{"_key":1107,"_type":578,"children":1108,"level":36,"listItem":616,"markDefs":1138,"style":586},"795ce088da0d",[1109,1112,1116,1120,1124,1128,1131,1135],{"_key":1110,"_type":582,"marks":1111,"text":929},"9ba5ad96536a",[593],{"_key":1113,"_type":582,"marks":1114,"text":1115},"4fea2618e6ea",[],": choose where the money went:",{"_key":1117,"_type":582,"marks":1118,"text":1119},"3546e3ac8ba1",[593],"Bank account",{"_key":1121,"_type":582,"marks":1122,"text":1123},"3f898dd762fd",[]," (pick the account), ",{"_key":1125,"_type":582,"marks":1126,"text":1127},"af47d6d7a58e",[593],"Cash",{"_key":1129,"_type":582,"marks":1130,"text":859},"a858fbc76ebd",[],{"_key":1132,"_type":582,"marks":1133,"text":1134},"13b38a775dc2",[593],"Online Payments",{"_key":1136,"_type":582,"marks":1137,"text":749},"759b789677e6",[],[],{"_key":1140,"_type":578,"children":1141,"level":36,"listItem":616,"markDefs":1164,"style":586},"cfd8249e8813",[1142,1146,1149,1152,1155,1158,1161],{"_key":1143,"_type":582,"marks":1144,"text":1145},"4c83c5aea3b1",[],"Optional ",{"_key":1147,"_type":582,"marks":1148,"text":945},"8c8996560203",[593],{"_key":1150,"_type":582,"marks":1151,"text":949},"cdddad41caa1",[],{"_key":1153,"_type":582,"marks":1154,"text":953},"b9a6298aa274",[593],{"_key":1156,"_type":582,"marks":1157,"text":859},"3fc22f244360",[],{"_key":1159,"_type":582,"marks":1160,"text":961},"399c77c86851",[593],{"_key":1162,"_type":582,"marks":1163,"text":749},"721cb9294c33",[],[],{"_key":1166,"_type":578,"children":1167,"markDefs":1175,"style":586},"2d45245acfbe",[1168,1172],{"_key":1169,"_type":582,"marks":1170,"text":1171},"638f1ca27e69",[],"3. ",{"_key":1173,"_type":582,"marks":1174,"text":977},"dd45c23905f5",[593],[],{"_key":1177,"_type":578,"children":1178,"markDefs":1200,"style":586},"3af5cfd9a008",[1179,1183,1187,1190,1193,1196],{"_key":1180,"_type":582,"marks":1181,"text":1182},"80c093adaf0a",[593],"Heads-up.",{"_key":1184,"_type":582,"marks":1185,"text":1186},"3ab781dd7feb",[]," When you record income manually to ",{"_key":1188,"_type":582,"marks":1189,"text":1127},"ce4254b36154",[593],{"_key":1191,"_type":582,"marks":1192,"text":741},"2a97387b7256",[],{"_key":1194,"_type":582,"marks":1195,"text":1134},"561574ecdc2b",[593],{"_key":1197,"_type":582,"marks":1198,"text":1199},"6cb19e0fffd5",[],", make sure you later match or transfer it to the bank when the money settles, so you do not double count it.",[],{"_key":1202,"_type":578,"children":1203,"markDefs":1208,"style":596},"8740c04163e0",[1204],{"_key":1205,"_type":582,"marks":1206,"text":1207},"5e37c78eb899",[593],"How to record expenses in stub",[],{"_key":1210,"_type":578,"children":1211,"markDefs":1216,"style":586},"56244300187f",[1212],{"_key":1213,"_type":582,"marks":1214,"text":1215},"a5a9fcc34cf5",[],"Your expenses tell the other half of your business story; where your money goes and how it’s spent. Recording them properly helps you track profitability, handle VAT correctly, and keep your reports accurate.",[],{"_key":1218,"_type":578,"children":1219,"markDefs":1236,"style":586},"1b8f98a4cbba",[1220,1224,1227,1230,1233],{"_key":1221,"_type":582,"marks":1222,"text":1223},"3fa683266132",[],"You can record expenses ",{"_key":1225,"_type":582,"marks":1226,"text":737},"ba9c4c656685",[593],{"_key":1228,"_type":582,"marks":1229,"text":741},"4e26c19aa9cc",[],{"_key":1231,"_type":582,"marks":1232,"text":745},"d84bdba5f970",[593],{"_key":1234,"_type":582,"marks":1235,"text":749},"1edf4118e900",[],[],{"_key":1238,"_type":578,"children":1239,"markDefs":1244,"style":759},"3cf79b7cc49a",[1240],{"_key":1241,"_type":582,"marks":1242,"text":1243},"a8a98e9c3032",[593],"Option 1: Record an expense from a bank transaction",[],{"_key":1246,"_type":578,"children":1247,"markDefs":1252,"style":586},"0f49fecaa208",[1248],{"_key":1249,"_type":582,"marks":1250,"text":1251},"6b1826491094",[],"Use this when the payment already shows up in your bank feed.",[],{"_key":1254,"_type":578,"children":1255,"level":9,"listItem":791,"markDefs":1266,"style":586},"2db28db552e6",[1256,1259,1262],{"_key":1257,"_type":582,"marks":1258,"text":774},"38d3e55c0a2c",[],{"_key":1260,"_type":582,"marks":1261,"text":624},"2e57c98c62f7",[593],{"_key":1263,"_type":582,"marks":1264,"text":1265},"7037ffdfab6c",[]," from your left-hand menu.",[],{"_key":1268,"_type":578,"children":1269,"level":9,"listItem":791,"markDefs":1289,"style":586},"cf9e6467fecf",[1270,1274,1278,1282,1285],{"_key":1271,"_type":582,"marks":1272,"text":1273},"3b8644aab46b",[],"Click the ",{"_key":1275,"_type":582,"marks":1276,"text":1277},"649a51c606ec",[593],"Expense",{"_key":1279,"_type":582,"marks":1280,"text":1281},"45c1fd30a961",[]," button at the top right, then select ",{"_key":1283,"_type":582,"marks":1284,"text":786},"90053486d848",[593],{"_key":1286,"_type":582,"marks":1287,"text":1288},"60c92996be00",[],".You’ll see your list of transactions for the month.",[],{"_key":1291,"_type":578,"children":1292,"level":9,"listItem":791,"markDefs":1297,"style":586},"345c21556324",[1293],{"_key":1294,"_type":582,"marks":1295,"text":1296},"8150e1f6b3c2",[],"Find and select the right transaction.",[],{"_key":1299,"_type":578,"children":1300,"level":9,"listItem":791,"markDefs":1312,"style":586},"e8a385532f27",[1301,1305,1308],{"_key":1302,"_type":582,"marks":1303,"text":1304},"e10398020602",[],"The ",{"_key":1306,"_type":582,"marks":1307,"text":1277},"6b11542a0478",[593],{"_key":1309,"_type":582,"marks":1310,"text":1311},"05af568453b3",[]," form will open automatically. Fill it in:",[],{"_key":1314,"_type":578,"children":1315,"level":36,"listItem":616,"markDefs":1324,"style":586},"01626412e207",[1316,1320],{"_key":1317,"_type":582,"marks":1318,"text":1319},"bbef686cc529",[593],"Category",{"_key":1321,"_type":582,"marks":1322,"text":1323},"5c5c24f64c6c",[]," – pick what the money was for. Common examples include:",[],{"_key":1326,"_type":578,"children":1327,"level":52,"listItem":616,"markDefs":1336,"style":586},"d03a157fc4b1",[1328,1332],{"_key":1329,"_type":582,"marks":1330,"text":1331},"fef01a82d840",[699],"Inventory",{"_key":1333,"_type":582,"marks":1334,"text":1335},"d8e6c6543125",[]," (items you sell to customers)",[],{"_key":1338,"_type":578,"children":1339,"level":52,"listItem":616,"markDefs":1344,"style":586},"caec6bc775bf",[1340],{"_key":1341,"_type":582,"marks":1342,"text":1343},"e0225e60ff7a",[699],"Software & Subscriptions",[],{"_key":1346,"_type":578,"children":1347,"level":52,"listItem":616,"markDefs":1352,"style":586},"3880b70bb04a",[1348],{"_key":1349,"_type":582,"marks":1350,"text":1351},"c0945a80a12a",[699],"Fuel",[],{"_key":1354,"_type":578,"children":1355,"level":52,"listItem":616,"markDefs":1360,"style":586},"1ffce0f915a5",[1356],{"_key":1357,"_type":582,"marks":1358,"text":1359},"b50c1fc5ffde",[699],"Rent",[],{"_key":1362,"_type":578,"children":1363,"level":52,"listItem":616,"markDefs":1368,"style":586},"9de8ae6f5466",[1364],{"_key":1365,"_type":582,"marks":1366,"text":1367},"f5bffaacd273",[699],"Bank Charges",[],{"_key":1370,"_type":578,"children":1371,"level":52,"listItem":616,"markDefs":1376,"style":586},"2ffce193584d",[1372],{"_key":1373,"_type":582,"marks":1374,"text":1375},"48e4ad3365a3",[699],"Contract Workers",[],{"_key":1378,"_type":578,"children":1379,"level":36,"listItem":616,"markDefs":1387,"style":586},"4036dc59c368",[1380,1383],{"_key":1381,"_type":582,"marks":1382,"text":875},"97c55740391b",[593],{"_key":1384,"_type":582,"marks":1385,"text":1386},"fc1626ee0381",[]," – a short, clear note (e.g. “Shoprite stock” or “Zoom monthly subscription”).",[],{"_key":1389,"_type":578,"children":1390,"level":36,"listItem":616,"markDefs":1407,"style":586},"45c5c877dff7",[1391,1395,1399,1403],{"_key":1392,"_type":582,"marks":1393,"text":1394},"bec7094bb0a7",[593],"Supplier",{"_key":1396,"_type":582,"marks":1397,"text":1398},"44157d39f41f",[]," – select an existing one or click ",{"_key":1400,"_type":582,"marks":1401,"text":1402},"c631b6b2b573",[593],"+ Supplier",{"_key":1404,"_type":582,"marks":1405,"text":1406},"5aaee460b8a5",[]," to add a new one.You can include their address, VAT number, and registration number if you have them. ",[],{"_key":1409,"_type":578,"children":1410,"level":36,"listItem":616,"markDefs":1426,"style":586},"99520cd19e25",[1411,1414,1418,1422],{"_key":1412,"_type":582,"marks":1413,"text":899},"d1798cd2815b",[593],{"_key":1415,"_type":582,"marks":1416,"text":1417},"1e39a9e4588f",[]," – click ",{"_key":1419,"_type":582,"marks":1420,"text":1421},"05ea0e1e5099",[593],"+ VAT",{"_key":1423,"_type":582,"marks":1424,"text":1425},"f7a459d24a4e",[]," to apply the right rate if you’re registered.",[],{"_key":1428,"_type":578,"children":1429,"level":36,"listItem":616,"markDefs":1437,"style":586},"5a3c7de653e7",[1430,1433],{"_key":1431,"_type":582,"marks":1432,"text":918},"df536a85dbf8",[593],{"_key":1434,"_type":582,"marks":1435,"text":1436},"3f8e33a11397",[]," – automatically filled from the transaction but editable if needed.",[],{"_key":1439,"_type":578,"children":1440,"level":36,"listItem":616,"markDefs":1449,"style":586},"4ee3ce246f43",[1441,1445],{"_key":1442,"_type":582,"marks":1443,"text":1444},"a86b10a11aec",[593],"Paid from",{"_key":1446,"_type":582,"marks":1447,"text":1448},"08282770e4e2",[]," – shows the bank account used.",[],{"_key":1451,"_type":578,"children":1452,"level":36,"listItem":616,"markDefs":1479,"style":586},"1554151e74b2",[1453,1457,1461,1464,1468,1472,1475],{"_key":1454,"_type":582,"marks":1455,"text":1456},"6a676e3fbabe",[],"Add optional ",{"_key":1458,"_type":582,"marks":1459,"text":1460},"f68804e4ef12",[593],"Notes",{"_key":1462,"_type":582,"marks":1463,"text":949},"21f9a76f744b",[],{"_key":1465,"_type":582,"marks":1466,"text":1467},"42164814b1b4",[593],"Tags",{"_key":1469,"_type":582,"marks":1470,"text":1471},"5760cbe3c515",[],", or a supporting ",{"_key":1473,"_type":582,"marks":1474,"text":961},"af29bcb7e6b2",[593],{"_key":1476,"_type":582,"marks":1477,"text":1478},"fb7fd1b4ac97",[]," (like a receipt or invoice).",[],{"_key":1481,"_type":578,"children":1482,"markDefs":1494,"style":586},"b92bb14a6988",[1483,1487,1491],{"_key":1484,"_type":582,"marks":1485,"text":1486},"ab11b1cdcde4",[],"5. Click ",{"_key":1488,"_type":582,"marks":1489,"text":1490},"61edc3924f6a",[593],"Save",{"_key":1492,"_type":582,"marks":1493,"text":749},"fff6566a44ae",[],[],{"_key":1496,"_type":578,"children":1497,"markDefs":1502,"style":586},"ce1d96fa90ed",[1498],{"_key":1499,"_type":582,"marks":1500,"text":1501},"cdddaff29b3d",[],"stub will automatically match this expense to your bank transaction once saved.",[],{"_key":1504,"_type":578,"children":1505,"markDefs":1510,"style":759},"9fb67d226091",[1506],{"_key":1507,"_type":582,"marks":1508,"text":1509},"e90a05475568",[593],"Option 2: Record an expense manually",[],{"_key":1512,"_type":578,"children":1513,"markDefs":1518,"style":586},"3f1c85968c84",[1514],{"_key":1515,"_type":582,"marks":1516,"text":1517},"ced12378d1f6",[],"Use this when you’ve paid in cash, made a purchase that hasn’t appeared in your feed yet, or want to log a bill you still owe.",[],{"_key":1520,"_type":578,"children":1521,"level":9,"listItem":791,"markDefs":1546,"style":586},"1687eede3932",[1522,1525,1528,1532,1535,1539,1543],{"_key":1523,"_type":582,"marks":1524,"text":774},"5310dd0868b8",[],{"_key":1526,"_type":582,"marks":1527,"text":624},"07b4d4b9eab9",[593],{"_key":1529,"_type":582,"marks":1530,"text":1531},"eb674df84244",[]," and click ",{"_key":1533,"_type":582,"marks":1534,"text":1277},"fa4ebac53a66",[593],{"_key":1536,"_type":582,"marks":1537,"text":1538},"a55996c3f361",[]," → ",{"_key":1540,"_type":582,"marks":1541,"text":1542},"8e2c1cbdb9b2",[593],"Add expense",{"_key":1544,"_type":582,"marks":1545,"text":749},"5e1a9ae27657",[],[],{"_key":1548,"_type":578,"children":1549,"level":9,"listItem":791,"markDefs":1560,"style":586},"c429ad410fc4",[1550,1554,1557],{"_key":1551,"_type":582,"marks":1552,"text":1553},"d129129972df",[],"Complete the details in the ",{"_key":1555,"_type":582,"marks":1556,"text":1277},"7df114d2cd28",[593],{"_key":1558,"_type":582,"marks":1559,"text":815},"99e73f118a02",[],[],{"_key":1562,"_type":578,"children":1563,"level":36,"listItem":616,"markDefs":1619,"style":586},"d852d8ba44b4",[1564,1567,1571,1574,1577,1581,1585,1589,1592,1596,1599,1602,1605,1609,1612,1616],{"_key":1565,"_type":582,"marks":1566,"text":1319},"c7ef84609e40",[593],{"_key":1568,"_type":582,"marks":1569,"text":1570},"ef68a7a335f6",[]," – choose from options like ",{"_key":1572,"_type":582,"marks":1573,"text":1331},"f7dc7c426055",[699],{"_key":1575,"_type":582,"marks":1576,"text":949},"7a5c87fde40c",[],{"_key":1578,"_type":582,"marks":1579,"text":1580},"17230ceddb3c",[699],"Asset purchase",{"_key":1582,"_type":582,"marks":1583,"text":1584},"1e4c33c8da2f",[],", or an expense type such as ",{"_key":1586,"_type":582,"marks":1587,"text":1588},"1a1017910a47",[699],"Advertising & Marketing",{"_key":1590,"_type":582,"marks":1591,"text":949},"6d48a33efa44",[],{"_key":1593,"_type":582,"marks":1594,"text":1595},"af95da420c95",[699],"Cleaning",{"_key":1597,"_type":582,"marks":1598,"text":949},"2e464ef24cef",[],{"_key":1600,"_type":582,"marks":1601,"text":1351},"3832a61e097f",[699],{"_key":1603,"_type":582,"marks":1604,"text":949},"ad150c4f477c",[],{"_key":1606,"_type":582,"marks":1607,"text":1608},"538880f4bb60",[699],"Insurance",{"_key":1610,"_type":582,"marks":1611,"text":859},"853aaf38c630",[],{"_key":1613,"_type":582,"marks":1614,"text":1615},"d2ebb20c5bb8",[699],"Equipment Rental",{"_key":1617,"_type":582,"marks":1618,"text":749},"131817318665",[],[],{"_key":1621,"_type":578,"children":1622,"level":36,"listItem":616,"markDefs":1630,"style":586},"ac8d92af4746",[1623,1626],{"_key":1624,"_type":582,"marks":1625,"text":875},"eccb2a7b68dd",[593],{"_key":1627,"_type":582,"marks":1628,"text":1629},"7e5257047163",[]," – e.g. “MTN airtime top-up” or “New display shelves.”",[],{"_key":1632,"_type":578,"children":1633,"level":36,"listItem":616,"markDefs":1641,"style":586},"60bc682350c4",[1634,1637],{"_key":1635,"_type":582,"marks":1636,"text":1394},"f663c35fdaa0",[593],{"_key":1638,"_type":582,"marks":1639,"text":1640},"7d1184a80f11",[]," – choose an existing one or add a new supplier with their contact details and VAT info.",[],{"_key":1643,"_type":578,"children":1644,"level":36,"listItem":616,"markDefs":1652,"style":586},"a8981c7f42d9",[1645,1648],{"_key":1646,"_type":582,"marks":1647,"text":887},"8001f9465024",[593],{"_key":1649,"_type":582,"marks":1650,"text":1651},"30c920aadfca",[]," – enter the total amount, excluding VAT if you’re registered.",[],{"_key":1654,"_type":578,"children":1655,"level":36,"listItem":616,"markDefs":1663,"style":586},"fe480c96beed",[1656,1659],{"_key":1657,"_type":582,"marks":1658,"text":899},"fffb24a33cd4",[593],{"_key":1660,"_type":582,"marks":1661,"text":1662},"a6d93ba49c9f",[]," – click to select the correct rate.",[],{"_key":1665,"_type":578,"children":1666,"level":36,"listItem":616,"markDefs":1674,"style":586},"f8ba2b70c8d8",[1667,1670],{"_key":1668,"_type":582,"marks":1669,"text":918},"d4d80ae54037",[593],{"_key":1671,"_type":582,"marks":1672,"text":1673},"e27fba9c282b",[]," – the date on the supplier’s invoice or payment.",[],{"_key":1676,"_type":578,"children":1677,"level":36,"listItem":616,"markDefs":1685,"style":586},"61bd2a61f8a3",[1678,1681],{"_key":1679,"_type":582,"marks":1680,"text":1444},"7bf72a152b1f",[593],{"_key":1682,"_type":582,"marks":1683,"text":1684},"cb4796985cfe",[]," – choose where the money came from:",[],{"_key":1687,"_type":578,"children":1688,"level":52,"listItem":616,"markDefs":1696,"style":586},"6b4d406985bc",[1689,1692],{"_key":1690,"_type":582,"marks":1691,"text":1119},"1004a4bed0d2",[699],{"_key":1693,"_type":582,"marks":1694,"text":1695},"9ed085a1fbd4",[]," (select from your linked accounts)",[],{"_key":1698,"_type":578,"children":1699,"level":52,"listItem":616,"markDefs":1707,"style":586},"7c25b0bde00e",[1700,1703],{"_key":1701,"_type":582,"marks":1702,"text":1127},"fb30c1877702",[699],{"_key":1704,"_type":582,"marks":1705,"text":1706},"2f9f4153abf1",[]," (for cash purchases)",[],{"_key":1709,"_type":578,"children":1710,"level":52,"listItem":616,"markDefs":1718,"style":586},"ed79a1288d15",[1711,1714],{"_key":1712,"_type":582,"marks":1713,"text":1134},"8b68f240dfa2",[699],{"_key":1715,"_type":582,"marks":1716,"text":1717},"23b99d829528",[]," (for SnapScan or card payments through stub)",[],{"_key":1720,"_type":578,"children":1721,"level":36,"listItem":616,"markDefs":1746,"style":586},"343609ba2f13",[1722,1726,1729,1732,1735,1739,1742],{"_key":1723,"_type":582,"marks":1724,"text":1725},"16112b641e9c",[],"Add ",{"_key":1727,"_type":582,"marks":1728,"text":1460},"d2a5db0537b4",[593],{"_key":1730,"_type":582,"marks":1731,"text":949},"5945f3dff119",[],{"_key":1733,"_type":582,"marks":1734,"text":1467},"7319a3e8d01e",[593],{"_key":1736,"_type":582,"marks":1737,"text":1738},"278665715395",[],", or upload a ",{"_key":1740,"_type":582,"marks":1741,"text":961},"60a47909915e",[593],{"_key":1743,"_type":582,"marks":1744,"text":1745},"71c59aa01de8",[]," such as a photo of the receipt.",[],{"_key":1748,"_type":578,"children":1749,"markDefs":1760,"style":586},"199a2b6aee02",[1750,1754,1757],{"_key":1751,"_type":582,"marks":1752,"text":1753},"1100289e2b75",[],"3. Click ",{"_key":1755,"_type":582,"marks":1756,"text":1490},"0bc6dd796512",[593],{"_key":1758,"_type":582,"marks":1759,"text":749},"9eeff3cb08c6",[],[],{"_key":1762,"_type":578,"children":1763,"markDefs":1776,"style":586},"8c658ceef83b",[1764,1768,1772],{"_key":1765,"_type":582,"marks":1766,"text":1767},"52879002cbc2",[],"If it’s a bill you haven’t paid yet, leave “Paid from” blank. stub will record it under ",{"_key":1769,"_type":582,"marks":1770,"text":1771},"b2a114062722",[593],"Accounts Payable",{"_key":1773,"_type":582,"marks":1774,"text":1775},"13e91c3d9332",[]," until you settle it.",[],{"_key":1778,"_type":578,"children":1779,"markDefs":1784,"style":596},"5dcbba2e5585",[1780],{"_key":1781,"_type":582,"marks":1782,"text":1783},"0de5a2b79aff",[593],"What happens in your books",[],{"_key":1786,"_type":578,"children":1787,"level":9,"listItem":616,"markDefs":1795,"style":586},"2ba1ca680d12",[1788,1791],{"_key":1789,"_type":582,"marks":1790,"text":624},"98e62907f49e",[593],{"_key":1792,"_type":582,"marks":1793,"text":1794},"d3533018a6d3",[]," reduce profit on your Profit & Loss report.",[],{"_key":1797,"_type":578,"children":1798,"level":9,"listItem":616,"markDefs":1807,"style":586},"2396a40b3d63",[1799,1803],{"_key":1800,"_type":582,"marks":1801,"text":1802},"e441fcaf1131",[593],"Bank or cash",{"_key":1804,"_type":582,"marks":1805,"text":1806},"0b9f25415f61",[]," decreases by the amount spent.",[],{"_key":1809,"_type":578,"children":1810,"level":9,"listItem":616,"markDefs":1822,"style":586},"bf9c50eea7c6",[1811,1815,1818],{"_key":1812,"_type":582,"marks":1813,"text":1814},"b7740dbf8bd8",[],"If unpaid, the amount shows up under ",{"_key":1816,"_type":582,"marks":1817,"text":1771},"2fcbde69a0a7",[593],{"_key":1819,"_type":582,"marks":1820,"text":1821},"8aed0be2c027",[]," until you mark it paid.",[],{"_key":1824,"_type":578,"children":1825,"markDefs":1830,"style":718},"b9801f3d194a",[1826],{"_key":1827,"_type":582,"marks":1828,"text":1829},"77968b425347",[699],"For example: \nYou buy shampoo stock for R1,200 at Pick n Pay → record it under Inventory or Stock Purchases.\nYou pay your monthly software subscription (R300) → record it as Software & Subscriptions.\nYou buy a salon chair for R25,000 → record it as an Asset purchase, not an expense. stub will track it under Assets and depreciate it over time.",[],{"_key":1832,"_type":578,"children":1833,"markDefs":1838,"style":1839},"6ee13c56bb79",[1834],{"_key":1835,"_type":582,"marks":1836,"text":1837},"d596b963ca9e",[593],"Expense tips",[],"h4",{"_key":1841,"_type":578,"children":1842,"level":9,"listItem":616,"markDefs":1851,"style":586},"b6b576868f8f",[1843,1847],{"_key":1844,"_type":582,"marks":1845,"text":1846},"cd512f3d13bc",[593],"Attach receipts.",{"_key":1848,"_type":582,"marks":1849,"text":1850},"4fab41731c20",[]," SARS requires supplier invoices for any expense over R5,000. Photos or PDFs are fine.",[],{"_key":1853,"_type":578,"children":1854,"level":9,"listItem":616,"markDefs":1863,"style":586},"a3827770cbf0",[1855,1859],{"_key":1856,"_type":582,"marks":1857,"text":1858},"e05c74789f43",[593],"Categorise carefully.",{"_key":1860,"_type":582,"marks":1861,"text":1862},"24516edccc72",[]," Consistent categories make your Profit & Loss and VAT reports cleaner.",[],{"_key":1865,"_type":578,"children":1866,"level":9,"listItem":616,"markDefs":1875,"style":586},"cc5821f19d7c",[1867,1871],{"_key":1868,"_type":582,"marks":1869,"text":1870},"e5176cb10e16",[593],"Keep suppliers organised.",{"_key":1872,"_type":582,"marks":1873,"text":1874},"5cab75930759",[]," Add VAT and registration numbers to simplify future returns.",[],{"_key":1877,"_type":578,"children":1878,"level":9,"listItem":616,"markDefs":1887,"style":586},"b594bf5f69bf",[1879,1883],{"_key":1880,"_type":582,"marks":1881,"text":1882},"b2ee64ad55fd",[593],"Review regularly.",{"_key":1884,"_type":582,"marks":1885,"text":1886},"2f2f1b7d1d08",[]," A quick weekly check avoids duplicates or missing receipts.",[],{"_key":1889,"_type":578,"children":1890,"level":9,"listItem":616,"markDefs":1899,"style":586},"8ce54fe69ac1",[1891,1895],{"_key":1892,"_type":582,"marks":1893,"text":1894},"7d8d20b1b1d3",[593],"Keep personal and business separate:",{"_key":1896,"_type":582,"marks":1897,"text":1898},"b1c223dadd08",[]," log personal spend as Drawings, not expenses. Drawings reduce equity, not profit.",[],"\u003Cp>Every rand that comes in or goes out tells part of your business’s story. Recording income and expenses keeps that story accurate, and makes sure your reports reflect what’s really happening.\u003C\u002Fp>\u003Ch2 id=\"income-expenses-and-assets-what-s-the-difference\">\u003Cstrong>Income, expenses (and assets) – what’s the difference?\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Income and expenses are the backbone of your Profit & Loss report.\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Income (revenue). \u003C\u002Fstrong>Sales you’ve earned. In accounting, income is recognised when it’s earned. In practice, that’s usually when you issue the invoice, not only when the cash lands. This is called accrual accounting, and it’s what stub uses.\u003C\u002Fli>\u003Cli>\u003Cstrong>Expenses\u003C\u002Fstrong>: Costs that are used up in the same financial year, like rent, stock, software, or internet. They reduce profit in the period they relate to and must be linked to your business and its operations. Some costs, for example prepaid insurance, are spread over the months they cover.\u003C\u002Fli>\u003Cli>\u003Cstrong>Assets\u003C\u002Fstrong>: Bigger purchases that will last for years, like laptops, vehicles, or salon chairs. You do not expense these all at once. Record them as \u003Cstrong>Assets\u003C\u002Fstrong>, then write them off gradually through depreciation.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>Why do these distinctions matter?\u003C\u002Fstrong> If you record a R25,000 laptop as an expense instead of an asset, your Profit & Loss will show a dip that isn’t real, and your Balance Sheet will miss a valuable business resource.\u003C\u002Fp>\u003Ch2 id=\"accrual-vs-cash-when-do-you-record-things\">\u003Cstrong>Accrual vs Cash: when do you record things?\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cul>\u003Cli>\u003Cstrong>Accrual basis (what stub uses):\u003C\u002Fstrong> Record income when it’s earned, for example when you send the invoice, and expenses when they’re incurred, for example when you receive the bill, even if no cash has moved yet. This gives a truer picture of profit.\u003C\u002Fli>\u003Cli>\u003Cstrong>Cash basis:\u003C\u002Fstrong> record income when you’re paid and expenses when you pay them. Simple, but your reports can lag behind reality.\u003C\u002Fli>\u003C\u002Ful>\u003Cblockquote>\u003Cem>Example: You invoice a bride R10,000 in May. \u003Cbr\u002F>- On accrual, it shows in \u003Cstrong>May\u003C\u002Fstrong>, when you earned it. \u003Cbr\u002F>- On cash basis, you only show it in \u003Cstrong>June,\u003C\u002Fstrong> when they pay.\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch2 id=\"how-to-record-income-in-stub\">\u003Cstrong>How to record income in stub\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>You can record income \u003Cstrong>from a bank transaction\u003C\u002Fstrong> or \u003Cstrong>manually\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch3 id=\"option-1-record-income-from-a-bank-transaction\">\u003Cstrong>Option 1: Record income from a bank transaction\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Use this when the money is already in your feed.\u003C\u002Fp>\u003Col>\u003Cli>Go to \u003Cstrong>Sales, \u003C\u002Fstrong>then \u003Cstrong>Choose a transaction\u003C\u002Fstrong>. You’ll see your bank transactions by month.\u003C\u002Fli>\u003Cli>Select the correct transaction.\u003C\u002Fli>\u003Cli>In the \u003Cstrong>Income\u003C\u002Fstrong> form:\u003Cul>\u003Cli>\u003Cstrong>Type\u003C\u002Fstrong>: choose what the money is for.Use \u003Cstrong>Invoice payment\u003C\u002Fstrong> if it pays a specific invoice. Use \u003Cstrong>Sales\u003C\u002Fstrong> for general sales, \u003Cstrong>Interest Earned\u003C\u002Fstrong> for bank interest, \u003Cstrong>Tips & Donations\u003C\u002Fstrong>, or \u003Cstrong>Asset sale\u003C\u002Fstrong> as needed.\u003C\u002Fli>\u003Cli>\u003Cstrong>Description\u003C\u002Fstrong>: short, clear label your future self will understand.\u003C\u002Fli>\u003Cli>\u003Cstrong>Amount\u003C\u002Fstrong>: auto-filled from the transaction.\u003C\u002Fli>\u003Cli>\u003Cstrong>VAT\u003C\u002Fstrong>: click \u003Cstrong>VAT\u003C\u002Fstrong> to add the correct rate if you’re registered.\u003C\u002Fli>\u003Cli>\u003Cstrong>Date\u003C\u002Fstrong>: auto-filled from the transaction.\u003C\u002Fli>\u003Cli>\u003Cstrong>Paid to\u003C\u002Fstrong>: the bank account will be selected. Leave it as is.\u003C\u002Fli>\u003Cli>Add a \u003Cstrong>Tag\u003C\u002Fstrong>, \u003Cstrong>Note\u003C\u002Fstrong>, or attach a \u003Cstrong>File\u003C\u002Fstrong> if helpful.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>4. \u003Cstrong>Save.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Cstrong>What happens in your books.\u003C\u002Fstrong> Sales increase, the bank increases, and if you linked it to an invoice, Accounts Receivable is cleared for that invoice.\u003C\u002Fp>\u003Ch3 id=\"option-2-record-income-manually\">\u003Cstrong>Option 2: Record income manually\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Use this for cash takings, online payment settlements, or income that isn’t in your feed yet.\u003C\u002Fp>\u003Col>\u003Cli>Go to \u003Cstrong>Sales\u003C\u002Fstrong> —> \u003Cstrong>Create\u003C\u002Fstrong> —> + \u003Cstrong>Income\u003C\u002Fstrong> at the top right.\u003C\u002Fli>\u003Cli>In the \u003Cstrong>Income\u003C\u002Fstrong> form:\u003Cul>\u003Cli>\u003Cstrong>Type\u003C\u002Fstrong>: choose \u003Cstrong>Sales\u003C\u002Fstrong> for goods or services, or pick another type that fits.\u003C\u002Fli>\u003Cli>\u003Cstrong>Description\u003C\u002Fstrong> and \u003Cstrong>Amount\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>\u003Cstrong>VAT\u003C\u002Fstrong>: add the correct rate if you’re registered.\u003C\u002Fli>\u003Cli>\u003Cstrong>Date\u003C\u002Fstrong>: the date you earned the income.\u003C\u002Fli>\u003Cli>\u003Cstrong>Paid to\u003C\u002Fstrong>: choose where the money went:\u003Cstrong>Bank account\u003C\u002Fstrong> (pick the account), \u003Cstrong>Cash\u003C\u002Fstrong>, or \u003Cstrong>Online Payments\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Optional \u003Cstrong>Tag\u003C\u002Fstrong>, \u003Cstrong>Note\u003C\u002Fstrong>, or \u003Cstrong>File\u003C\u002Fstrong>.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>3. \u003Cstrong>Save.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Cstrong>Heads-up.\u003C\u002Fstrong> When you record income manually to \u003Cstrong>Cash\u003C\u002Fstrong> or \u003Cstrong>Online Payments\u003C\u002Fstrong>, make sure you later match or transfer it to the bank when the money settles, so you do not double count it.\u003C\u002Fp>\u003Ch2 id=\"how-to-record-expenses-in-stub\">\u003Cstrong>How to record expenses in stub\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Your expenses tell the other half of your business story; where your money goes and how it’s spent. Recording them properly helps you track profitability, handle VAT correctly, and keep your reports accurate.\u003C\u002Fp>\u003Cp>You can record expenses \u003Cstrong>from a bank transaction\u003C\u002Fstrong> or \u003Cstrong>manually\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch3 id=\"option-1-record-an-expense-from-a-bank-transaction\">\u003Cstrong>Option 1: Record an expense from a bank transaction\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Use this when the payment already shows up in your bank feed.\u003C\u002Fp>\u003Col>\u003Cli>Go to \u003Cstrong>Expenses\u003C\u002Fstrong> from your left-hand menu.\u003C\u002Fli>\u003Cli>Click the \u003Cstrong>Expense\u003C\u002Fstrong> button at the top right, then select \u003Cstrong>Choose a transaction\u003C\u002Fstrong>.You’ll see your list of transactions for the month.\u003C\u002Fli>\u003Cli>Find and select the right transaction.\u003C\u002Fli>\u003Cli>The \u003Cstrong>Expense\u003C\u002Fstrong> form will open automatically. Fill it in:\u003Cul>\u003Cli>\u003Cstrong>Category\u003C\u002Fstrong> – pick what the money was for. Common examples include:\u003Cul>\u003Cli>\u003Cem>Inventory\u003C\u002Fem> (items you sell to customers)\u003C\u002Fli>\u003Cli>\u003Cem>Software & Subscriptions\u003C\u002Fem>\u003C\u002Fli>\u003Cli>\u003Cem>Fuel\u003C\u002Fem>\u003C\u002Fli>\u003Cli>\u003Cem>Rent\u003C\u002Fem>\u003C\u002Fli>\u003Cli>\u003Cem>Bank Charges\u003C\u002Fem>\u003C\u002Fli>\u003Cli>\u003Cem>Contract Workers\u003C\u002Fem>\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003Cli>\u003Cstrong>Description\u003C\u002Fstrong> – a short, clear note (e.g. “Shoprite stock” or “Zoom monthly subscription”).\u003C\u002Fli>\u003Cli>\u003Cstrong>Supplier\u003C\u002Fstrong> – select an existing one or click \u003Cstrong>+ Supplier\u003C\u002Fstrong> to add a new one.You can include their address, VAT number, and registration number if you have them. \u003C\u002Fli>\u003Cli>\u003Cstrong>VAT\u003C\u002Fstrong> – click \u003Cstrong>+ VAT\u003C\u002Fstrong> to apply the right rate if you’re registered.\u003C\u002Fli>\u003Cli>\u003Cstrong>Date\u003C\u002Fstrong> – automatically filled from the transaction but editable if needed.\u003C\u002Fli>\u003Cli>\u003Cstrong>Paid from\u003C\u002Fstrong> – shows the bank account used.\u003C\u002Fli>\u003Cli>Add optional \u003Cstrong>Notes\u003C\u002Fstrong>, \u003Cstrong>Tags\u003C\u002Fstrong>, or a supporting \u003Cstrong>File\u003C\u002Fstrong> (like a receipt or invoice).\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>5. Click \u003Cstrong>Save\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>stub will automatically match this expense to your bank transaction once saved.\u003C\u002Fp>\u003Ch3 id=\"option-2-record-an-expense-manually\">\u003Cstrong>Option 2: Record an expense manually\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Use this when you’ve paid in cash, made a purchase that hasn’t appeared in your feed yet, or want to log a bill you still owe.\u003C\u002Fp>\u003Col>\u003Cli>Go to \u003Cstrong>Expenses\u003C\u002Fstrong> and click \u003Cstrong>Expense\u003C\u002Fstrong> → \u003Cstrong>Add expense\u003C\u002Fstrong>.\u003C\u002Fli>\u003Cli>Complete the details in the \u003Cstrong>Expense\u003C\u002Fstrong> form:\u003Cul>\u003Cli>\u003Cstrong>Category\u003C\u002Fstrong> – choose from options like \u003Cem>Inventory\u003C\u002Fem>, \u003Cem>Asset purchase\u003C\u002Fem>, or an expense type such as \u003Cem>Advertising & Marketing\u003C\u002Fem>, \u003Cem>Cleaning\u003C\u002Fem>, \u003Cem>Fuel\u003C\u002Fem>, \u003Cem>Insurance\u003C\u002Fem>, or \u003Cem>Equipment Rental\u003C\u002Fem>.\u003C\u002Fli>\u003Cli>\u003Cstrong>Description\u003C\u002Fstrong> – e.g. “MTN airtime top-up” or “New display shelves.”\u003C\u002Fli>\u003Cli>\u003Cstrong>Supplier\u003C\u002Fstrong> – choose an existing one or add a new supplier with their contact details and VAT info.\u003C\u002Fli>\u003Cli>\u003Cstrong>Amount\u003C\u002Fstrong> – enter the total amount, excluding VAT if you’re registered.\u003C\u002Fli>\u003Cli>\u003Cstrong>VAT\u003C\u002Fstrong> – click to select the correct rate.\u003C\u002Fli>\u003Cli>\u003Cstrong>Date\u003C\u002Fstrong> – the date on the supplier’s invoice or payment.\u003C\u002Fli>\u003Cli>\u003Cstrong>Paid from\u003C\u002Fstrong> – choose where the money came from:\u003Cul>\u003Cli>\u003Cem>Bank account\u003C\u002Fem> (select from your linked accounts)\u003C\u002Fli>\u003Cli>\u003Cem>Cash\u003C\u002Fem> (for cash purchases)\u003C\u002Fli>\u003Cli>\u003Cem>Online Payments\u003C\u002Fem> (for SnapScan or card payments through stub)\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003Cli>Add \u003Cstrong>Notes\u003C\u002Fstrong>, \u003Cstrong>Tags\u003C\u002Fstrong>, or upload a \u003Cstrong>File\u003C\u002Fstrong> such as a photo of the receipt.\u003C\u002Fli>\u003C\u002Ful>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>3. Click \u003Cstrong>Save\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>If it’s a bill you haven’t paid yet, leave “Paid from” blank. stub will record it under \u003Cstrong>Accounts Payable\u003C\u002Fstrong> until you settle it.\u003C\u002Fp>\u003Ch2 id=\"what-happens-in-your-books\">\u003Cstrong>What happens in your books\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cul>\u003Cli>\u003Cstrong>Expenses\u003C\u002Fstrong> reduce profit on your Profit & Loss report.\u003C\u002Fli>\u003Cli>\u003Cstrong>Bank or cash\u003C\u002Fstrong> decreases by the amount spent.\u003C\u002Fli>\u003Cli>If unpaid, the amount shows up under \u003Cstrong>Accounts Payable\u003C\u002Fstrong> until you mark it paid.\u003C\u002Fli>\u003C\u002Ful>\u003Cblockquote>\u003Cem>For example: \u003Cbr\u002F>You buy shampoo stock for R1,200 at Pick n Pay → record it under Inventory or Stock Purchases.\u003Cbr\u002F>You pay your monthly software subscription (R300) → record it as Software & Subscriptions.\u003Cbr\u002F>You buy a salon chair for R25,000 → record it as an Asset purchase, not an expense. stub will track it under Assets and depreciate it over time.\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4 id=\"expense-tips\">\u003Cstrong>Expense tips\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cul>\u003Cli>\u003Cstrong>Attach receipts.\u003C\u002Fstrong> SARS requires supplier invoices for any expense over R5,000. Photos or PDFs are fine.\u003C\u002Fli>\u003Cli>\u003Cstrong>Categorise carefully.\u003C\u002Fstrong> Consistent categories make your Profit & Loss and VAT reports cleaner.\u003C\u002Fli>\u003Cli>\u003Cstrong>Keep suppliers organised.\u003C\u002Fstrong> Add VAT and registration numbers to simplify future returns.\u003C\u002Fli>\u003Cli>\u003Cstrong>Review regularly.\u003C\u002Fstrong> A quick weekly check avoids duplicates or missing receipts.\u003C\u002Fli>\u003Cli>\u003Cstrong>Keep personal and business separate:\u003C\u002Fstrong> log personal spend as Drawings, not expenses. Drawings reduce equity, not profit.\u003C\u002Fli>\u003C\u002Ful>",[1902,1904,1906,1908,1910,1912,1914,1916,1918,1920],{"id":1903,"text":594,"style":596},"income-expenses-and-assets-what-s-the-difference",{"id":1905,"text":667,"style":596},"accrual-vs-cash-when-do-you-record-things",{"id":1907,"text":725,"style":596},"how-to-record-income-in-stub",{"id":1909,"text":757,"style":759},"option-1-record-income-from-a-bank-transaction",{"id":1911,"text":997,"style":759},"option-2-record-income-manually",{"id":1913,"text":1207,"style":596},"how-to-record-expenses-in-stub",{"id":1915,"text":1243,"style":759},"option-1-record-an-expense-from-a-bank-transaction",{"id":1917,"text":1509,"style":759},"option-2-record-an-expense-manually",{"id":1919,"text":1783,"style":596},"what-happens-in-your-books",{"id":1921,"text":1837,"style":1839},"expense-tips"]