Intelligent accounting
that saves you time
A demo of stub, with made-up figures: the Insights dashboard, with the stub agent open beside it. Asked who still owes a payment, it finds five overdue invoices totalling R 24 870, lists them in a table, and asks whether to send each customer a reminder.
Trusted by 15 000+ businesses
“stub helps me understand, stay organised, and since using the platform, my finances have been an actual breeze.”
“Best accounting software I’ve used ever. Saves hours, gives instant reports and integrates with your bank.”
“Lightning fast, and personalised, customer support… A risk I’m glad I took – I always like seeing disruption like this!”
“South African businesses really are incredible. @stubafrica is genuinely amazing.”
“This is amazing. I added my bank account, synced it and it took me about 5 minutes to have an overview of my finances.”
“Clean looking product and simple to use. Big bonus value add for me is that they had an integration into Capitec Biz. Transaction categorisation was also quite neat.”
Your accounting has joined the chat
Ask stub to draft an invoice, prepare your Sales Tax submission and sort your bank transactions. Or connect Claude, ChatGPT and the AI you already use straight to your books. Your ledger has got lots to say, now you can talk to it.
Everything you need to run the show
stub is the accounting tool that’s light on busywork and big on business. It’s fast and simple, so you save time and stay focused on your next big thing.
Invoices, quotes & customer accounts
Send professional invoices, keep track of payments and sleep easier knowing your customer accounts are always up to date.
Import anything
Upload data from receipts, statements, PDFs, Excel spreadsheets or even a sale scribbled on a napkin. Seriously. Simply drop a file into stub.
Dashboards built your way
Customisable views and dashboards that work your way. So you always know exactly what’s going on.
Who owes what?
Every customer and supplier balance, always up to date. Add to that automatic payment reminders and notifications that let you know if something slips.
Returns, ready before they’re due
Sales Tax, income tax and statutory filings prepared from your books, with a reminder before every deadline.
Bank accounts that sync
Connect your bank accounts and transactions flow into stub.
Categorised automatically
Transactions are matched to invoices and sorted into the right accounts. Anything stub isn’t sure about is flagged for you to check. And if you change a category, stub remembers next time around.
Trade in any currency
From BTC to USD, stub works with exchange rates and makes it effortless to track FX gains/losses.
ZAR
USD
KES
GBP
JPY
BWP
CAD
EUR
NGN
AUD
INR
CHF
MUR
AED
NAD
CNY
SGD
GHS
NZD
BRLAn agent that’s always at work
Hand it a job and it gets it done. Anything you can do in stub, you can also do by asking stub. It works from your real numbers, sticks to your settings, and every change it makes lands in your activity history.
Invoices that send themselves
Quote it, invoice it, get paid. Reminders chase the late payers, and every payment lands on the right customer account.
Many powerful tools to get things done
- Recurring invoices
- Payment reminders
- Pro forma invoices
- Credit notes
- Delivery notes
- Customer statements
- Customer codes
- Contact notes
- Foreign currency
- Business logo
- Brand colours
- Send by email
- Send by WhatsApp
- Shareable links
- Email delivery tracking
- Quotes accepted online
- Quote to invoice
- Line-level discounts
- Sales Tax-inclusive pricing
- Rebill expenses
- Payment receipts
- Partial payments
- Customer deposits
- Write-offs
- Manual settlement
- Customer refunds
- Profit & loss
- Balance sheet
- Cash flow statement
- Trial balance
- Cumulative balances
- Sales report
- Expense report
- Sales by customer
- Sales by product
- Expenses by supplier
- Inventory report
- Overdue invoices
- Upcoming invoices
- Overdue bills
- Upcoming bills
- Account activity
- Sales Tax report
- Management report packs
- Report templates
- Scheduled reports
- Report drill-down
- Month-on-month comparisons
- Reporting by tag
- Custom dashboards
- Dashboard formulas
- CSV/PDF export
- Multiple currencies
- Exchange rates
- FX settlements
- General ledger
- Manual journals
- Journal import
- Chart of accounts
- Chart of accounts import
- Account codes
- Accounting rules
- Financial year
- Monthly close
- Locked periods
- Asset register
- Depreciation
- Asset disposal
- Bank accounts
- Bank reconciliation
- Cash accounts
- Loans
- Split transactions
- Excluded transactions
- Flagged transactions
- Search
- Bulk editing
- Filter & sort
- Custom views
- Tag groups
- File attachments
- Folders
- Locked folders
- Vaults
- Email receipts
- Opening balances
- Trash and restore
- Quick maths anywhere
- Keyboard shortcuts
- Command palette
- Light/dark mode
- Multiple businesses
- Team roles
- Custom permissions
- Two-factor authentication
- Audit trail
- Custom email
- Stock tracking
- Inventory
- Product variants
- SKUs
- Cost price tracking
- Customisable units
- Opening stock
- Stock adjustments
- Purchase orders
- Supplier accounts
- Bills
- Debit notes
- Supplier refunds
- Supplier statements
- Income tax forecasts
- Statutory returns
- Tax dispensation
- Payroll
- Payslip templates
- Pay formulas
- Employees
- Leave management
- Leave types
- Leave approvals
- Automatic transaction categorisation
- Apps and integrations
- Open API
- MCP server
Collaborate with your team
Partners, staff, sales reps, bookkeepers and accountants work in the same books, each with their own login and only the access they need. See how teams work in stub
Set user permissions so each person sees and changes only what they need to.
Use vaults to keep files and folders private and share them with only people you choose.
An audit trail records every change, who made it and when.
Lock a period once it’s filed, so last year’s numbers stay last year’s numbers.
Easy by design
stub is built for entrepreneurs and accountants. It uses plain words instead of jargon and shows only what you need on screen. If you can send an email, you can keep your books.
Balanced books
Every invoice, bill and payment posts to a double-entry ledger as you save it, on your own chart of accounts. Journals, reports and the trial balance all read from it.
Scalable & extensible
Connect your bank and POS, or build your own app with our API. Sales and expenses flow straight in, insights flow back out, and your accounting talks to the rest of your business stack.
Join 15 000+ businesses
stub is for entrepreneurs who’d rather chase ideas than chase paperwork. It keeps the numbers neat, the admin light, and your focus where it matters most.
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